Government funding
Warm Homes Plan
Two routes to cheaper energy bills
The government's Warm Homes Plan has two routes. Some households get insulation and solar fully funded through the grant. Others can borrow at a lower interest rate through the loan scheme. Find out which route fits you — and if neither does, we'll tell you straight and give you a private price.
Which route suits you?
Some postcodes qualify for the grant on their own, whatever your income. If you're not sure, pop your postcode into either form and we'll check for you.
Warm Homes Grant
For households on a qualifying benefit, income under £36,000, or in an eligible postcode
Insulation fully funded by your council — and in some homes solar and a heat pump too. Some postcodes qualify on their own, whatever your income. The scheme is oversubscribed in our area and new applicants join a waiting list, but registering now puts you in the queue.
- Receiving a means-tested benefit (Universal Credit, Pension Credit etc.)
- Household income under £36,000
- Property in an eligible postcode (we'll check for you)
- EPC rating of D, E, F or G
- Owner-occupier or private tenant with landlord consent
Warm Homes Loan
For homeowners who want solar or battery storage — no means-test required
A government-backed loan for solar panels and battery storage, open to homeowners of any income. The scheme rules are published and lenders are expected to launch products from late 2026. Register now and we'll contact you as soon as loans are available in our area.
- Owner-occupier in England (no benefit requirement)
- Looking to install solar panels or battery storage
- Property meets the scheme's energy efficiency criteria
How it works
Two-minute check
Answer three questions and register your interest on the route that fits. No personal financial details at this stage.
We call you back
A real person from our Gosport office, usually within two working days, to confirm the details and answer your questions.
Free home survey
We look at your loft, walls, roof and heating, and tell you honestly what's worth doing and what isn't.
Funding and install
Grant route: we help you apply and the council decides. Loan route: we provide an MCS-certified quote to take to a participating lender. Then our own team does the work.
Landlords
Your first eligible rental property could be fully funded under the Warm Homes Grant. We'll handle the survey and the paperwork, and keep your tenants in the loop throughout. Later properties require a 50% contribution.
Landlord detailsWhy people round here call us first
We're local and we're family
Based at Clarence Wharf in Gosport since 2013. You'll speak to the same people from first call to final sign-off.
We know insulation inside out
Scott has 26 years in the trade and built the ExtractVac machine that other insulation firms buy to remove failed cavity wall insulation.
We hold the certificates the schemes demand
TrustMark, PAS 2030, MCS, IAA, KIWA. That's not a badge collection — it's what's needed for grant and loan funded work.
We tell you the truth
If you don't qualify, we'll say so. If a measure won't pay for itself, we'll say that too.
Quick answers
Is this a government website?
No. We're Extract Energy, a local installer based in Gosport. Applications for the grant go through your council (or gov.uk). We help you understand the routes and get your home ready.
Is the grant really free?
Under the Warm Homes Grant, if your council approves your home, they pay for the agreed work in full. For landlords, the first property is funded and later ones need a 50% contribution. The loan route isn't free — it's a loan with a lower interest rate than a standard personal loan.
Is the loan available now?
The scheme rules were published in September 2026 and lenders are expected to launch products from late 2026. No lender had publicly confirmed a live product as at October 2026. Register your interest and we'll contact you as soon as loans are available in our area.
What if I register and then don't qualify?
We'll tell you straight, and we'll give you a self-funded price with no pressure to go ahead. We've been doing this since 2013 and our reputation depends on honest advice.
What work can be funded?
Grant: cavity wall insulation, loft insulation, solid wall insulation, solar panels, battery storage and heat pumps — depending on your property. Loan: solar panels and battery storage (insulation is not covered by the loan scheme).
Why is there a waiting list for the grant?
The Warm Homes: Local Grant is oversubscribed in our area. Warmer Homes (the local scheme run by Agility Eco for the Portsmouth-led council consortium) is adding new households to a waiting list while the government decides on further funding. Registering now puts you in the queue.
Ready to find out where you stand?
It takes two minutes, there's no obligation, and you'll get a straight answer.